We provide a variety of life insurance products, including permanent, term, variable, flexible and whole life policies. Let's help you secure your family's financial future by Securing their futures and providing the funds they need to: cover burial expenses, uninsured medical bills, pay off your mortgage and other outstanding debts, and maintain a comfortable standard of living.Our Certified Life Insurance Agents can help you secure your family's financial future by providing the funds they need to cover:
Medical bills
Burial expenses
Pay off mortgage
Pay off outstanding debts 
Improve standard of living.

Our Executive Insurance offers a variety of life insurance products, including:

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Term Life

Our Term policies are designed for those who have budget limitations, large protection needs or temporary need.

OFFERS:

  •  Guaranteed death benefit for a fixed period.

  • Fixed premium.

  • No cash value.

  • Coverage is for a certain period of time (term), usually for a specified number of years or to a specific age of the insured.

  • Initial premiums tend to be lower but will eventually increase.

Universal Life

This May be ideal for the consumer who has a need for life insurance, is somewhat conservative, and wants the guarantees of a fixed, minimum interest rate with the potential for additional interest credits.

OFFERS:

  • Flexible death benefit.

  • Flexible premium.

  • Policy cash values are credited at a current interest rate that is set by the insurance company, which is subject to change but will never be lower than a guaranteed minimum interest rate.

Index Universal Life

May be ideal for those who need death benefit protection but are focused on cash value accumulation for lifetime needs such as supplementing retirement income.

Increasing the death benefit may be subject to additional underwriting approval.

OFFERS:

  • Flexible death benefit.

  • Flexible premium. 

  • Cash value grows based on an interest crediting strategy that is tied to changes in a market index such as the S&P 500.4.

  • Downside protection through minimum guarantees to ensure that your cash value will not decline due to decreases in the Index.

Variable Universal Life

This policy design is for the customer who needs life insurance but would like to have the ability to choose how their cash value is invested.

Increasing the death benefit may be subject to additional underwriting approval.

We recommend you consider carefully a Fund’s objectives, risks, charges, and expenses before you invest in a variable policy.

Guarantees are dependent upon the claims-paying ability of the insurer and do not protect the value of the variable product portfolios, which may fluctuate. Variable policyholders are subject to investment risks, including the possible loss of principal invested.

OFFERS:

  • Flexible death benefit.

  • Flexible premium cash value grows based on the performance of the professionally managed stock, bond and money market sub-accounts that you choose.

  • You can design a portfolio to match your comfort level and risk tolerance.

  • Policy cash values fluctuate based on the subaccounts in which you are invested and may lose value, including the principal.